Have I told you that I have this really really strong feeling that 2010 is going to be a very good year? Wishful or positive thinking or not, I know things are going to be better.

Hubby and I rung in the New Year with a load of gameplans in our pockets for all the goals we want to achieve this year. First of all, to cut on -- not carbs, mind you -- but on expenses especially that we've had some major purchases recently. That, plus hopefully a loan modification on our mortgage. And some 30 Ways to Save Money. I cannot begin to tell you how thrilled I am everytime I see coupon codes now, something I often discarded in the past. I just put some to good use during the holidays and calculating the savings inside my head really leaves a good feeling akin to brownie points. We talked about other ways, like getting quotes for a new car insurance perhaps, among other monthly dues. There are some stuff we are not willing to compromise though, like our Home Security alarm system and uhrm...the wine club? I'm thinking. I'm thinking.

We also renewed our gymn membership. But that's not a New Year's resolution. We are really just slowly changing our fitness lifestyle. I haven't been dancing hula for half a year now. I can't believe it has been that long. They opened a new studio and I haven't even visited! I'm such a bad hula sister. And so now, also have to find a new way to burn calories and express myself. Arnis (sticks) fighting again perhaps? Maybe. Anything that won't involve additional costs.

We have revised the chore schedule as well.

Not too much on our plates, actually. Doable? Yes.

Good luck to us.